3 Ways to Maximize Your Learning
Insurance learning should be an ongoing part of every insurance professional’s life. Many of us have licenses that require us to attend classes and get continuing education credit. Some states require...
View Article3 Reasons People Don’t Buy Homeowners’ Insurance
I recently learned about two separate times when families lost everything when their homes burned. These are tragic losses and thankfully, the only things that were lost were replaceable items. No one...
View Article2 Reasons COVID-19 Legislation is the Wrong Solution
Back in March and April, I gave two webinars on COVID-19 for the Academy of Insurance. If you haven’t had a chance to take those, click here to get the Academy of Insurance COVID-19 related classes....
View Article4 Facts I Learned Watching the Strems Trial
One of the unexpected consequences of the COVID-19 pandemic is that I found myself able to watch a live courtroom proceeding from the comfort of my desk at home (work). The idea of this was totally...
View Article4 Items to Look at When Choosing Health Benefits
It’s that time of year again. No, not the holiday season, although some of us will be able to gather this year for something close to our normal holiday celebrations. I hope you can. No. It’s time for...
View Article3 Reasons Thanksgiving Dinner is Better Than an Insurance Policy
It’s my normal M.O. in this blog to write a policy language, holiday edition this time of year, but this year I’d like to shift gears. For those who hate change or get hives at the idea of change...
View ArticleOne Catastrophic Failure to Manage Risks
Wednesday, January 6, 2021, was a historic day in the US. It could have been historic because the US Congress was voting to certify an election. That happens every four years. Most of the time, it’s...
View ArticleBusiness Income and the Supposed Ambiguity of “…Direct Physical Loss of or...
We thank friend of the Academy, Christopher J. Boggs for this guest post. Courts are being asked to decide whether the phrase, “direct physical loss of or damage to” property at the premises...
View ArticleFlorida Rejects PIP Reform Again
It might be shocking, but not only do I work for the fine people who publish Insurance Journal, but I read Insurance Journal. I’m particularly interested in reading it when I get an email from a...
View ArticleSelf-Driving Trucks: Looking at the Risks
I came across this article on Insurance Journal (of course!) today. Can a Self-Driving 40-Ton Truck Be Safe? Developers Say Yes But Others Are Skeptical. The optimist in me says that yes, self-driving...
View ArticleIs Coverage Possible When You Accidentally Burn Down Your House?
In the category of you can’t make this stuff up, a December article on Insurance Journal caught my eye, especially when a coworker asked me if this could be covered by their homeowners’ insurance. If...
View ArticleOne Simple Word
Help It’s a simple but profound word. It indicates that you recognize that there is something in your path that exceeds your skills, training, ability, or experience. It indicates that you trust...
View Article3 Reasons Insurance Professionals Should Read “Pay Up”
There is definitely one thing that you could accurately accuse me of, being behind in my reading. There is a bookshelf across from my desk that is full of books that I haven’t read yet. It mocks me. I...
View ArticleWhat Kind of Work are We Doing?
A job is the work we do when we need to have work. Maybe there’s nothing else available. Maybe there’s nothing else that we’re qualified for. Often job describes that first position we held way back in...
View ArticleYes and no
Yes and no. I’ve been saying yes to some new things lately. That means that I had to say no to some other things, which is ok. Every yes brings a no with it. That’s a good thing to remember …
View Article3 Keys to Avoiding Employment Practices Issues Related to COVID
Last week, the Academy of Insurance hosted a class on the EPLI (Employment Practices Liability Insurance) implications of employers’ policies related to COVID-19. The COVID-19 pandemic response around...
View ArticleA Personal Claim Story – Part 1
I’ve been thinking about writing this and kind of going back and forth about how to do it or whether to do it. Since I can’t be wishy-washy all day, I have decided to go ahead and write about what’s …
View ArticleThat’s A Hard No
That’s a hard no. I like that phrase. Simple. Direct. Expresses exactly what I mean. Sometimes it’s just no. No negotiation. No compromise. Just no. Am I interested in someone buying my business?...
View Article6 Answers to the Problem of Old Buildings
So far since the Champlain Tower collapse in July 2021, two other condominium buildings have been inspected, failed, and evacuated (Crestview Towers and Bayview 60) in Miami, Florida. In the meantime,...
View ArticleA Personal Claim Story – Part 2
In what feels like a Neverending Story (cue the music), we are still dealing with that open property claim that you might have read about in this classic, A Personal Claim Story – Part 1. You’ve...
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